See our new Commuting Expense Calculator at the bottom of the page!

The 4 Steps to Home Ownership

Step - 1 Make the Decision to Buy

It seems obvious, but it's good to note that the first step to buying a house is making the decision to buy. Consider the reasons you want a new house and write them down. Determine how long you want to live in the new house - does buying still make good financial sense? Can you afford a house that will meet your list of requirements? A good rule of thumb is your mortgage payment should not exceed 1/3 of your net monthly income.

Step 2 - Seek Professional Guidance

I'd like to schedule a time to meet with you to hear the reasons you want to buy a house and your plans for the future. We'll talk about neighborhoods, schools, economic factors liable to affect the market today and tomorrow, as well as how you would like your house and neighborhood to grow with you.

At this time, I will also help you get pre-qualified for a mortgage loan. Pre-qualification is a written statement from a loan officer indicating his or her opinion that you will be approved for a mortgage loan up to a certain amount. The fact that you are pre-qualified will help you when you are negotiating the deal.

Apply Now

Or Call: 336-753-0844

Step 3 - Find A Realtor To Assist You.

Beleive it or not when buying a home a Realtor is not paid by the borrower but is rather paid by the seller. So having a professional helping you to buy a home is absolutely the smartest descision you will make.

If you are unsure of who to pick, give us a call and we will direct you to a professional that will guide you throught he purchase process.

Call: 336-753-0844

Step 4 - Know the Market

Knowledge of the local market is an essential factor in the house search. A Realtor can let you know when the market in a particular neighborhood is "hot" and requires immediate action or when the market is "cool" and allows for thoughtful consideration.

A Realtor can let you know when the asking price has negotiating room and when the house is "priced to sell". Unique market knowledge will keep you a step ahead of the "house hunting competition".

Figure a Complete Budget When Having To Commute

How much are you spending on your commute to work? Whether moving, considering a new job, weighing the benefits of tele-commuting, or just curious what you're spending given the current cost of gas, you'll probably be interested to see how expensive simply getting to work actually is.

It's more expensive than you think!

Add this calculator to your site. Download it here.

Homes in Glen Allen VA
statesville nc homes for sal Langley Real Estate

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Get Qualified Today at:

VanDyk Mortgage

NC Home Loans

Lease Purchase

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