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True Off Frame Modular Homes
Vs
Double Wide or Manufactured Homes
( sometimes called trailers )
Yes We Have Financing For Both
Call Now: 336-753-0844
The difference between a Manufactured Home, Doublewide Home or Triplewide Home , and a True Off Frame Modular Home in many cases is simply the metal frame left underneath the home. Yet the loan products available for a Manufactured Home, Double wide Home or Triple wide Home, as opposed to a True Off Frame Modular Home are far fewer than most any other type of property. VanDyk Mortgage has made it our aim to find mortgage products to accommodate every type of property. If you are wanting to purchase or refinance your Manufactured Home, Double Wide Home or True Off Frame Modular Home we can help you in this regards
Other factors that come into play are that state & federal guidelines must be met with a True Off Frame Modular Home. Where as only state guidelines are required to be met with a Manufactured Home, Doublewide Home, Triplewide Home ( or sometimes called a trailer ) Though this doesn't always mean that one is better than the other. It is an industry prejudice that exists at this time that accounts for the fewer programs that are available for a Manufactured Home, Double wide Home, Triple wide Home, ( sometimes called a trailer )
Call: 336-753-0844 and lets get started.
We also have Spanish Speaking Loan Officers
What Is A Manufactured Home and How Does It Differ From a Modular Home?
A manufactured home (also known as a mobile home) is a single or multi-sectional home built on a permanent frame, like a steel undercarriage/chassis, with a removable transportation system (hitch and wheels). The unit is permanently attached to a site-built foundation and is subject to the 1976 federal standards established by the Department of Housing and Urban Development (HUD).
A modular home is constructed in a factory using conventional home floor joists and delivered to a site on a trailer or flat bed truck. The delivered home may be in the form of panels that are assembled at the site, may be pre-cut and assembled on site, or may be pre-built and delivered in one piece. The home, panels or pre-cut panels are lifted from the trailer and attached to a foundation. A modular home may be single or multi-storied. Modular homes are not subject to HUD standards, but must be built to state and local Uniform Building Codes.
Whether you are buying or selling Farm Land any where in the 34 states we service or locally in Mocksville NC or Advance NC, a Horse Farm in NC, Acreage or Land in NC, a Rehab Home in NC, an Investment Property, in NC, a Bank Owned, Foreclosure or Foreclosed upon Home in NC, a First Time Home Buyer in NC, a Modular Home Manufactured Home or Doublewide Home in NC, a Log Cabin in NC, Lake Front property in NC, River Front property in NC, Golf Course property in NC. With over of years experience we have assisted in the financing of every imaginable property type and understand the nuances of each.
Call Now 336-753-0844
All programs listed have qualification requirements. Not all will qualify
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